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Way to Save #5: Cash Is King

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Jul 24, 2009 - Cash is king. Again, if you’re buying something expensive, ask for a discount for using cash. Did you know that when you use a credit card, the merchant has to pay two to four percent to the bank? Therefore, when you pay cash (or write a check) you’re saving them that money. Ask for it!

Way to Save #4: Be A Bargainer

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Jul 23, 2009 - Be a bargainer. When you’re buying something expensive, or buying a service, always bargain on price. It never hurts to ask, and if you’re buying something big, like a TV, a refrigerator or a computer, you might save yourself 10 to 20%.

Way to Save #3: Get Your Family On Board

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Jul 22, 2009 - Make sure everybody’s on the bus. Changing your spending habits is hard to do if everyone else in your life isn’t reading from the same page. Make sure everyone in the family is committed to the trip before you leave the curb.

Way to Save #2: Make a Spending Plan

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Jul 21, 2009 - Make a simple spending plan. You wouldn’t think of setting off on a long trip without a map. A spending plan is simply a map to help guide you to where you’re going financially. It allows you to set goals and evaluate your progress. There’s no successful company that doesn’t plan their cash outlays. Why [...]

Way to Save #1: Carry a Memo Pad

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Jul 20, 2009 - Pay attention to where your money is going. Carry a little memo pad around and keep track of everything you spend. Like magic, the simple act of writing stuff down will often keep you from spending money. It also helps you to look at where your money is going and allows you to make informed [...]
What to Ask Before Joining a Gym

What to Ask Before Joining a Gym

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Jun 25, 2008 - This is the time of year you look at your waistline... then start looking for a gym. But before you sign on that dotted line, you might want to exercise a little caution, first.
Mission: Clutter Control

Mission: Clutter Control

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Jun 25, 2008 - We've all got it... stuff that we don't want, charity won't take, but is too valuable to throw away. What do you do when you want to recycle? Easy... Freecycle.
Tips for Successful Complaining

Tips for Successful Complaining

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Jun 16, 2008 - While it may be tempting to contact a customer service rep to blow off a little steam, it probably wont help you get what you want. Here's a short list of simple tips for better complaining.
complicated cooking or recipes.

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